Last updated: May 7, 2026
This Risk Disclaimer forms an integral part of our Terms and Conditions. By using this website or any related materials, you acknowledge that you have read, understood, and agreed to both documents. If you do not agree, you must not use this website or its content.
1. Educational Purpose Only
Personal Trading Coach is the trading name of Rain Systems B.V., a company registered in the Netherlands (KvK 13038115), with its registered address at Cavaleriestraat 130, 6135 JM Sittard, the Netherlands.
Through personaltradingcoach.com and related channels, Personal Trading Coach provides educational content about trading and the financial markets. This includes ebooks, articles, videos, courses, glossaries, newsletters, coaching sessions, and any related materials.
All content is intended for educational and informational purposes only. Nothing on this website constitutes investment advice, financial advice, trading advice, or any other form of personalised recommendation.
2. No Financial Advice
Personal Trading Coach (Rain Systems B.V.) is not a registered investment firm, broker, financial advisor, or asset manager. We are not licensed or supervised by the Netherlands Authority for the Financial Markets (AFM), the European Securities and Markets Authority (ESMA), or any equivalent regulatory body.
The content we provide:
- Is not a recommendation to buy, sell, or hold any financial instrument
- Is not tailored to your personal financial situation, investment objectives, or risk tolerance
- Should not be interpreted as a solicitation to engage in any specific trading activity
- Does not constitute regulated financial services under the Dutch Financial Supervision Act (Wet op het financieel toezicht) or equivalent legislation
If you require personalised financial advice, please consult a licensed financial advisor in your jurisdiction.
3. Trading Involves Substantial Risk
Trading financial instruments involves substantial risk of loss and is not suitable for every investor. The educational content on this website covers a wide range of instruments, including but not limited to:
- Stocks and equities
- Futures and options
- Foreign exchange (forex)
- Cryptocurrencies and digital assets
- Contracts for Difference (CFDs)
Each of these instruments carries its own specific risks, and some — particularly leveraged products such as CFDs, futures, options, and margin forex — can result in losses exceeding your initial deposit.
You should be aware that:
- You can lose part or all of your invested capital. With leveraged products, you may lose more than your initial deposit and may be required to deposit additional funds.
- Past performance does not guarantee future results. Any historical returns, backtests, example trades, or performance figures shown on this website are not indicative of future performance.
- No trading method, strategy, or system guarantees profit. Anyone claiming otherwise should be regarded with extreme caution.
- Hypothetical or simulated results have inherent limitations. They do not reflect real trading conditions, including slippage, liquidity constraints, emotional pressure, execution delays, or the impact of fees and spreads.
- Cryptocurrency markets are particularly volatile and may be subject to additional risks including but not limited to: extreme price swings, lack of regulatory protection, exchange failures, security breaches, and total loss of funds.
- Market conditions change. Strategies that worked in the past may not work in the future.
You should never trade with money you cannot afford to lose, and you should carefully consider your financial situation, experience level, and risk appetite before engaging in any trading activity.
4. Your Responsibility
By using this website and any content provided through it, you acknowledge and agree that:
- All trading decisions are your own. You are solely responsible for your own research, decisions, and outcomes.
- You will not hold Personal Trading Coach or Rain Systems B.V. liable for any losses, damages, costs, or expenses arising from your use of the educational content, including (but not limited to) financial losses incurred from trading.
- You will perform your own due diligence before acting on any information presented on this website.
- You will comply with all applicable laws and regulations in your country of residence regarding the trading of financial instruments, the use of cryptocurrency, and the reporting of capital gains or losses.
5. No Guarantees Regarding Educational Outcomes
While we make every effort to provide accurate, well-researched, and useful educational content, we do not guarantee that:
- Following any technique, framework, or method described will result in profitable trading
- The information presented is free from errors or omissions
- Specific outcomes, skill levels, or financial results will be achieved by any individual who studies the material
Trading skill develops over time and depends on numerous personal factors — including discipline, psychology, capital, time commitment, and individual circumstances — that no educator can control or predict.
6. Third-Party Links, Tools, and Services
Personal Trading Coach may reference, link to, or recommend third-party tools, brokers, charting platforms, books, exchanges, or services. These references are provided for your convenience and do not constitute endorsements. We are not responsible for the content, products, services, security, or business practices of any third party.
Where a commercial relationship exists between Personal Trading Coach and a third party (for example, an affiliate arrangement), this will be disclosed in accordance with applicable advertising and consumer-protection rules.
You are responsible for evaluating the suitability, security, and regulatory status of any third-party service before using it.
7. Limitation of Liability
To the maximum extent permitted under Dutch and EU law, Rain Systems B.V., trading as Personal Trading Coach, its directors, employees, contractors, and contributors shall not be liable for:
- Any direct, indirect, incidental, consequential, or punitive damages
- Lost profits, lost opportunities, lost capital, or trading losses
- Errors, inaccuracies, or omissions in any educational content
- Any damages arising from reliance on information provided through the website, ebooks, courses, or related materials
- Damages arising from interruptions, delays, or technical failures of the website
This limitation applies regardless of whether the claim is based on contract, tort, negligence, breach of statutory duty, or any other legal theory, except where liability cannot be excluded under mandatory consumer-protection law.
8. Intellectual Property
All content on this website and in associated materials — including text, images, ebooks, videos, course materials, frameworks, glossaries, and visualisations — is the intellectual property of Rain Systems B.V. and is protected by copyright and other intellectual property laws.
You may use the materials for your personal, non-commercial educational use. Redistribution, resale, republication, public display, or use to train artificial intelligence or machine learning systems, without prior written permission, is prohibited.
9. Changes to This Disclaimer
We may update this disclaimer from time to time to reflect changes in our content, services, business structure, or applicable law. The “Last updated” date at the top of this page indicates when it was last revised. Continued use of the website after changes are posted constitutes acceptance of the updated disclaimer.
10. Governing Law and Jurisdiction
This disclaimer and any disputes arising from or related to your use of this website shall be governed exclusively by Dutch law. Any disputes shall be submitted to the competent court in the Netherlands, unless mandatory consumer-protection law provides otherwise.
11. Contact
If you have questions about this disclaimer, please contact:
Rain Systems B.V. (trading as Personal Trading Coach) Cavaleriestraat 130 6135 JM Sittard The Netherlands
Email: info@personaltradingcoach.com KvK: 13038115